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Thania’s landlord overcharged her and then moved to evict her for rent she did not owe. LSC grantee Legal Services of New York City (Manhattan Legal Services) provided her much-needed legal help.

Many people with high housing costs are not able to get the legal help they need.

Low-income Americans with high housing costs did not receive any or enough legal help for 95% of their civil legal problems in the past year.

The 2022 Justice Gap Measurement Survey showed that 84% of low-income households with high housing costs experienced at least one civil legal problem in the past year, and 49% experienced at least five. The most common types of problems related to consumer issues, health care, income maintenance, and housing. Low-income Americans with high housing costs sought legal help for 21% of the problems that substantially affected them.

Scroll down for an infographic summarizing key findings related to low-income households with severe housing cost burden or download a PDF of the infographic.

* High housing costs are defined as spending more than half (50%) of household income on rent, mortgage, and utilities.

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Snapshot of Key Findings for:

Households with High Housing Costs

Today’s Low-income America

15 million people below 125% of poverty have severe housing cost burdens, which means they spend more than half (50%) of their household income on rent, mortgage, and utilities.

Data source: U.S. Census Bureau, 2019 American Housing Survey.

The Prevalence of Civil Legal Problems

84% of low-income households with high housing costs had at least 1 civil legal problem in the past year.

49% had 5+ problems in past year.

26% had 10+ problems in past year.

Common problem areas:

Red and white pie chart icon at 62%
Consumer Issues (62%)

Red and white pie chart icon at 45%

Health care (45%)

Red and white pie chart icon at 42%

Housing (42%)

Red and white pie chart icon at 42%

Income maintenance (42%)

n = 826 households with high housing costs

Data source: 2021 Justice Gap Measurement Survey.

Seeking and Receiving Legal Help

Sought legal help for 21% of substantial problems.

Did not receive any or enough legal help for 95% of substantial problems.

n = 1,507 substantial problems

Data source: 2021 Justice Gap Measurement Survey.

Comparing Income Groups

At or below 125% of FPL (n=826):

  • 40% are confident they could find and afford a lawyer if they needed one to help resolve a serious civil legal problem.

Between 125% and 400% of FPL (n=617):

  • 51% are confident.

At or above 400% of FPL (n=82)*:

  • 53% are confident.

* Small base size

Data source: 2021 Justice Gap Measurement Survey.

Reports from the Field

In 2021, LSC-funded organizations handled more than 300,000 cases related to housing.

Data source: Preliminary analysis of LSC’s 2021 Grantee Activity Reports.

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